CITIZENS FINANCIAL GROUP INC/RI
CFGFinance & insurancecitizensbank.com
Latest available resultsSeptember 30, 2026Quarter · 10-Q filed Oct 28, 2026
Next reportJanuary 15, 2027pre-market · forecast 1.494 $/share
Revenue
$2.32B
▲ +9.6% vs prior year YoY
Net income
$636.00M
▲ +28.7% vs prior year YoY
EPS
1.41$
▲ +34.3% vs prior year YoY
Net margin
27.4%
▲ +4.1 pp vs prior year YoY
Revenue▲ +9.6%
Margins (% of revenue)Gross N/AOperating N/ANet
Net income▲ +28.7%
EPS▲ +34.3%
Financial statements
View 10-Q filed October 28, 2026 on SEC ↗| Metric | Dec 2024* | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025* | Mar 2026 | Jun 2026 | Sep 2026 | YoY |
|---|---|---|---|---|---|---|---|---|---|
| Operations | |||||||||
| Revenue | $1.99B | $1.94B | $2.04B | $2.12B | $2.16B | $2.17B | $2.28B | $2.32B | ▲ +9.6% |
| Gross profitnever filed | — | — | — | — | — | — | — | — | — |
| Operating incomenever filed | — | — | — | — | — | — | — | — | — |
| Net income | $401.00M | $373.00M | $436.00M | $494.00M | $528.00M | $517.00M | $587.00M | $636.00M | ▲ +28.7% |
| R&Dnever filed | — | — | — | — | — | — | — | — | — |
| EPS (diluted) | — | 0.77 $ | 0.92 $ | 1.05 $ | — | 1.13 $ | 1.30 $ | 1.41 $ | ▲ +34.3% |
| Margins (% of revenue) | |||||||||
| Gross | — | — | — | — | — | — | — | — | — |
| Operating | — | — | — | — | — | — | — | — | — |
| Net | 20.2 % | 19.3 % | 21.4 % | 23.3 % | 24.5 % | 23.8 % | 25.7 % | 27.4 % | ▲ +4.1 pt |
| Balance sheet | |||||||||
| Assets | $217.52B | $220.15B | $218.31B | $222.75B | $226.35B | $227.92B | $233.84B | $234.46B | ▲ +5.3% |
| Liabilities | $193.27B | $195.28B | $193.08B | $196.92B | $200.03B | $201.75B | $207.65B | $209.30B | ▲ +6.3% |
| Equity | $24.25B | $24.87B | $25.23B | $25.83B | $26.32B | $26.17B | $26.18B | $25.16B | ▼ -2.6% |
| Cash | — | — | — | — | — | — | — | — | — |
| Capital | |||||||||
| Shares outstanding | 437.14M | 433.65M | 431.35M | 429.49M | 424.98M | 422.88M | 421.18M | 419.20M | ▼ -2.4% |
| Public floatexcluding insiders | — | — | — | — | — | — | — | — | — |
* No 10-Q is filed for a fourth quarter: these amounts are the fiscal year minus the first three quarters, all filed. EPS stays blank — dilution doesn't subtract.