CITIGROUP INC
CFinance & insurancecitigroup.com
Latest available resultsDecember 31, 2025Quarter · 10-K filed Feb 20, 2026
Results announcedOctober 13, 2026EPS vs forecast ▲ +5.1%Detailed filing pending
Next reportJanuary 14, 2027after close · forecast 2.386 $/share
Revenue
$19.87B
▲ +1.5% vs prior year YoY
Net income
$2.47B
▼ -13.5% vs prior year YoY
EPS
—
Net margin
12.4%
▼ -2.2 pp vs prior year YoY
Revenue▲ +1.5%
Margins (% of revenue)Gross N/AOperating N/ANet
Net income▼ -13.5%
EPS
Financial statements
View 10-K filed February 20, 2026 on SEC ↗| Metric | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024* | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025* | YoY |
|---|---|---|---|---|---|---|---|---|---|
| Operations | |||||||||
| Revenue | $21.02B | $20.03B | $20.21B | $19.58B | $21.60B | $21.67B | $22.09B | $19.87B | ▲ +1.5% |
| Gross profit | — | — | — | — | — | — | — | — | — |
| Operating incomenever filed | — | — | — | — | — | — | — | — | — |
| Net income | $3.37B | $3.22B | $3.24B | $2.86B | $4.06B | $4.02B | $3.75B | $2.47B | ▼ -13.5% |
| R&Dnever filed | — | — | — | — | — | — | — | — | — |
| EPS (diluted) | 1.58 $ | 1.52 $ | 1.51 $ | — | 1.96 $ | 1.96 $ | 1.86 $ | — | — |
| Margins (% of revenue) | |||||||||
| Gross | — | — | — | — | — | — | — | — | — |
| Operating | — | — | — | — | — | — | — | — | — |
| Net | 16.0 % | 16.1 % | 16.0 % | 14.6 % | 18.8 % | 18.5 % | 17.0 % | 12.4 % | ▼ -2.2 pt |
| Balance sheet | |||||||||
| Assets | $2.43T | $2.41T | $2.43T | $2.35T | $2.57T | $2.62T | $2.64T | $2.66T | ▲ +12.9% |
| Liabilities | $2.23T | $2.20T | $2.22T | $2.14T | $2.36T | $2.41T | $2.43T | $2.44T | ▲ +14.0% |
| Equity | $207.40B | $209.14B | $209.90B | $209.37B | $213.26B | $214.13B | $213.88B | $213.82B | ▲ +2.1% |
| Cash | — | — | — | — | — | — | — | — | — |
| Capital | |||||||||
| Shares outstanding | 1.91B | 1.91B | 1.89B | 1.88B | 1.87B | 1.84B | 1.79B | 1.75B | ▼ -7.2% |
| Public floatexcluding insiders | — | — | — | — | — | — | — | — | — |
* No 10-Q is filed for a fourth quarter: these amounts are the fiscal year minus the first three quarters, all filed. EPS stays blank — dilution doesn't subtract.